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Guaranty Trust Holding Company Plc.’s (GTCO) pre-tax profit for the first half of 2025 was ₦601 billion, a decrease from the ₦1 trillion it earned during the same period last year.
The unaudited results showed profit after tax at ₦449.01 billion, compared with ₦905.57 billion in H1 2024.
Despite the sharp decline, the board approved an interim dividend of ₦1.00 per share, the same payout declared a year earlier. Shareholders on the Register of Members by October 7, 2025, will qualify for payment.
GTCO’s earnings slump followed a steep drop in unrealised fair value gains on financial assets, which fell to ₦1.5 billion from ₦331.6 billion, dragging other income down by 91.8 per cent, weakening overall revenue to ₦523.2 billion from ₦680.5 billion.
Net interest income rose by 40.1 per cent to ₦318.4 billion, reflecting stronger returns after costs to savers. Loan impairment charges eased by 0.5 per cent, even as credit exposure grew by 15.6 per cent, underscoring the group’s improved risk management.
